Holiday shopping tips

Here are the ideal holiday shopping tips. Next Christmas season you do it right. :)

1. Make a list before going to the stores.
2. Create a budget for each gift recipient.
3. Buy online and use coupon codes to get better savings.
4. Browse Black Friday deals to gather ideas about Christmas gifts.
5. Team up with family on Black Friday to take advantage of extra savings.
6. Include homemade Christmas gifts to avoid going over the shopping budget.
7. Take advantage of Cyber Monday to avoid holiday shopping crowds.
8. Buy stocking stuffers from dollar stores to take advantage of discount prices.
9. Use layaway to budget for large purchase items.